Raynel Insurance Agency Limited

All Risks Insurance

All Risks Insurance Policy covers everything from jewellery, watches, cameras and other items. The policy covers the intrinsic value of your belongings from accidental damage, destruction and displacement. All risks cover property from different kinds of perils and none otherwise as set out in our exclusions as part of our policy agreement with the insured.

Most notable exclusions include damage to property directly or indirectly through acts of terrorism, war and civil destruction and disruptions. All risks have a purchase-back option available, to buy out exclusions that you think should be as a part of your cover