Fire Insurance

Fire Insurance cover in Kenya will provide cover for damage or destruction to insured property by Fire, lightning, or explosion of domestic appliances.

The Fire & Perils Insurance policy in Kenya is an extension of the basic cover and will extend to include the following additional covers: – Riot & strike, malicious damage, explosion, special perils, earthquake & bush-fire. Fire arises from various insured perils and causes damage to assets.

The Fire Insurance covers fire damage brought about by perils of nature such as earthquake, floods, storm, tempests, and lightning to name but a few. Covered Social Perils including riot, strike civil commotion, and malicious damage such as arson. Other causes of fire are electrical faults and explosions. Property may suffer loss from aerial falling objects such as aircraft.

The fire insurance policy is suitable to cover business assets such as buildings, stocks in trade, work in progress, contents, plant, and machinery. This policy is essential for businesses such as Manufacturing Industries, Shopping Malls, Restaurants and Pharmaceuticals.