Stop Overpaying for Loan Insurance

Creditor’s Loan & Mortgage Insurance

Many lenders push overpriced insurance on borrowers – often costing 3-5X more than market rates. IWIB offers fair, affordable coverage that protects you, not the bank’s profits.

Save up to 70% vs. lender-branded policies.

Same great coverage: Death, disability, critical illness.

Your policy stays with you: Even if you refinance.

How Lender Insurance Tricks You

Price Gouging: Banks often charge 5% of loan value vs. our 1-2%.

Dwindling Coverage: Their coverage decreases as you pay down debt (but premiums stay high).

Automatic Enrollment: Many borrowers don’t realize they can shop around.

IWIB’s Borrower-Friendly Alternative

Level Premiums.

Portable Protection: Keep coverage if you switch lenders.

Honest Underwriting: No commission-driven sales tactics.

Example: A $300,000 mortgage:

Lender’s insurance: $250/month (decreasing coverage).

IWIB’s insurance: $85/month (full consistent coverage).

Saves $1,980/year.